Bring investing to life in your classroom
Financial literacy is one of the hardest subjects to make stick with teenagers. The concepts are abstract, the textbooks are dry, and "compound interest" doesn't compete with a phone. RIP. flips that: it turns investing into a head-to-head competition students actually want to win — backed by 88 structured lessons written specifically for their age group.
It's free, it uses virtual money only, and teachers are already adopting it. As one student put it: "My econ teacher saw me using RIP in class and now the whole school has it. We do Friday duels every week."
What you get, free
- 88 lessons across 7 subjects — from the basics of investing to bonds, crypto, strategy, risk and analysis. All free, all public, no login needed to read.
- 700 questions — students earn XP by answering, reinforcing each lesson.
- Stock-trading duels — head-to-head challenges using real market prices and virtual money. Perfect for a weekly class competition.
- School leaderboards — every school has its own ranking, which turns out to be a surprisingly powerful engagement driver.
How teachers use RIP.
As lesson material: assign a lesson — say compound interest or how markets work — as in-class reading or homework. Each is short, plain-English, and built for teenagers.
As a weekly competition: run "Friday duels" where students pick a stock and compete on a 24-hour return. It makes market mechanics tangible in a way no worksheet can.
As a self-paced track: point students at the teen investing guide and let them work through the lessons at their own pace, earning XP as they go.
How it maps to financial literacy outcomes
The seven subjects line up cleanly with common financial-education learning outcomes:
| RIP. subject | Learning outcome it supports |
|---|---|
| Basics | Personal finance, budgeting, saving, inflation, tax and ISAs |
| Stocks | How markets and companies work; ownership and dividends |
| Bonds | Debt, interest rates, and how governments and firms borrow |
| Crypto | Digital assets, blockchains, and evaluating new technology critically |
| Strategy | Long-term planning, diversification, and decision-making |
| Risk | Understanding risk, volatility, and managing uncertainty |
| Analysis | Reading data, ratios, and evidence-based reasoning |
For the full detail, see our guide on how RIP. maps to the KS3 & KS4 curriculum — the statutory Citizenship and Maths content, a lesson-by-subject mapping, and how to run it across a term.
Safe by design
This is usually a teacher's and parent's first question, so to be clear:
Virtual money only. No real trading. No gambling. Students compete on virtual returns using real market prices — there is never any real money at stake, and nothing can be cashed out. RIP. is an educational simulation, not a brokerage, and is not financial advice. Full detail on our parent & safety page, Children's Privacy policy, and disclaimer.
RIP. is built and run by a UK company (RIP Club Ltd), with content written for a UK audience — ISAs, the FTSE, the Bank of England, and pounds, not just US examples.
Get RIP. for your class
Download the app free, explore all 88 lessons, or get in touch if you'd like to roll it out across a year group or department.
Download free on iOS → Email us about your schoolTeacher FAQ
Is RIP. free for schools and teachers?
Yes. All 88 lessons and 700 questions are free, and the core app is free to download on iOS. There's an optional Premium subscription for individual users, but nothing about the lessons or classroom use requires payment.
Is RIP. safe for students under 16?
Yes. RIP. uses virtual money only — no real trading, no real stakes, and no banking details for trading. It's an educational simulation governed by our Privacy and Children's Privacy policies.
Do students need real money to use RIP.?
No. Every student starts with virtual cash and competes on virtual returns using real market prices. No real money is ever involved, and virtual currency can't be exchanged for real money.
How do teachers use RIP. in the classroom?
Teachers use the free lessons as in-class or homework material, set Friday stock duels between students, and use the school leaderboard to drive engagement. The competitive format makes financial literacy something students actually want to take part in.