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Basics

Start here. What a stock is, how markets work, compound interest, inflation — the foundations.

13 lessons in this subject Beginner → Advanced
01
Stocks, markets, bull runs, bear markets — the fundamentals every investor starts with.
02
ISAs, SIPPs, margin accounts — which does what and why it matters for a UK investor.
03
Why your money loses value over time and how investing fights back against it.
04
How banks make money, what the Bank of England does, and why quantitative easing matters.
05
Good debt vs bad debt, credit scores, debt-to-income ratios, and compound interest on debt.
06
Why £1 today is worth more than £1 tomorrow — present value, future value, and discount rates.
07
The 50/30/20 rule, emergency funds, paying yourself first, and building net worth from scratch.
08
Capital gains tax, dividend tax, tax-loss harvesting, the wash sale rule, and ISA wrappers.
09
The eighth wonder of the world — how it works, the Rule of 72, and why starting early is everything.
10
What they are, how they differ from stocks and mutual funds, and why Buffett recommends them.
11
GDP, CPI, interest rates, recessions — what they mean and how they move your portfolio.
12
Market orders, limit orders, spreads, market makers, and how stock prices are actually set.
13
Why not putting all your eggs in one basket works mathematically — correlation and asset allocation.
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